Organization: Housing Finance Bank
Duty Station: Kampala, Uganda
Reports to: Managing Director
About US:
Housing Finance Bank was incorporated as a private company under the Companies Act in December 1967, the Bank has become a household name and has grown in leaps and bounds with a good track record among the pioneers of a mortgage lending. National Housing & Construction Corporation, a parastatal involved in real estate business has 5% shareholding and National Social Security Fund (NSSF) holds 50% and the Government of Uganda holds 45%. Today, the bank looks back with pride on the business accomplished in the mortgage lending business. Through innovation and placing emphasis on Honesty, Integrity, Efficiency and Customer care, Housing Finance Bank is the leader in the mortgage, holding a 90% market share.
Job Summary: The Head of Mortgage and Development Finance will formulate and implement strategies for acquisition, growth and retention of customers within the Bank’s home/residential mortgage and commercial mortgage segments. The incumbent will proactively lead the Mortgage and Development Finance team and have full accountability to drive business growth, maximize profitability of residential/home and commercial mortgage lending and ensure a high quality performing loan book.
Key Duties and Responsibilities:
- Provide strategic and tactical direction to the Mortgage and Development Finance Department to drive growth of home and commercial mortgages in line with the bank’s business plan.
- Continuously review and innovate to ensure that the Bank’s mortgage solutions are in line with changing customer needs and deliver a consistent customer value proposition.
- Initiate and build partnerships with key players and stakeholders in the housing value chain and lock in the Bank’s opportunities to provide mortgages to the end consumers/home buyers.
- Proactively lead customer relationship management in the segment to enhance customer experience, drive value and increase share of wallet
- Grow market share in the residential and commercial mortgage segments and achieve scale in the general provision of solutions for housing related finance.
- Steer the inclusion and increase uptake of mortgage solutions within the Bank’s areas of coverage across the country.
- Proactively manage credit risk in order to deliver a high performing quality portfolio within the segment.
- Manage and monitor departmental costs within approved business plans and budgets.
- Manage the performance and development of staff in the department in line with the set Key Result Areas (KRAs) outlined in their respective performance contracts.
Qualifications, Skills and Experience:
- The ideal candidate for the Housing Finance Bank Head of Mortgage and Development Finance career opportunity must hold a Master’s degree in a relevant field. A banking qualification will be an added advantage.
- At least ten years’ experience in the Banking sector with at least 5 in a senior management role.
- Broad knowledge and understanding of credit risk and relationship management.
- A good grasp of best practices in mortgage fending.
- Proven track record of driving high performance and growth.
- An established and demonstrable track record in managing a large multidisciplinary team.
- Excellent communication and interpersonal skills
- Possess excellent networking and relationship management competences,
- Excellent coordination and organizational skills
- Ability to exercise the highest level of integrity and confidentiality
How to Apply:
All candidates who wish to join the Banking sector are invited to send their applications including an updated CV, certified copies of all academic transcripts, certificates and testimonials, daytime telephone contact, and email address of both applicant, and three competent referees addressed to:
Head Human Resources, Housing Finance Bank, Plot 4 Wampewo Avenue; P. O. Box 1539, Kampala. Uganda.
NB: Only successful candidates will be contacted. All applicants who will not have heard from us within four weeks of closing date should consider their application unsuccessful.
Deadline: 27th February 2017 by 5:00pm